640 E Columbia River Hwy D,

Clatskanie, OR 97016

Go rural, live grand: Explore the potential of Mann Mortgage’s USDA loans!

The BEST way to make rural living affordable, enabling more purchases in these special areas with $0 down.

What are USDA RD home loans?

For individuals in Marshland, Woodson, Quincy, and surrounding areas seeking financing solutions, comprehending the nuances of home loans is crucial. Our Clatskanie Branch understands the importance of choosing the right mortgage, and in this guide, we delve into USDA Loans—a potential avenue for realizing your dream of homeownership. Whether you’re a first-time buyer or considering refinancing, understanding the intricacies of USDA Loans is key to informed decision-making.
Man rubbing dogs belly

Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.

USDA RD loans at a glance.

  • USDA Loans, backed by the United States Department of Agriculture (USDA), offer competitive interest rates and flexible down payment options, making homeownership more attainable.
  • These loans are designed to promote homeownership in rural and suburban areas, including communities like Marshland, Woodson, and Quincy. They aim to stimulate economic growth in these locales.
  • A significant advantage is the potential for a zero down payment. Eligible borrowers can secure financing for up to 100% of the home’s appraised value, eliminating the need for a substantial upfront payment.
  • USDA Loans include income limits based on location and household size. The Clatskanie Branch can assist in determining if your income meets the criteria.
  • USDA Loans require both an upfront and an annual mortgage insurance premium, ensuring lender protection in the event of default.

Understanding the USDA Loan Process in the Clatskanie Office:

Connect with the Clatskanie Branch to assess your financial standing and determine if you meet the initial eligibility requirements for a USDA Loan.

USDA Loans are exclusively available for qualifying rural and suburban properties. The Clatskanie Branch is adept at helping you identify properties that meet the criteria.

Complete the loan application and provide necessary documents, including proof of income, credit history, and employment verification.

Our Clatskanie Branch will review your application, examining your financial status and the property’s eligibility. This step ensures compliance with all stipulations.

Upon approval, you’ll move to the closing phase, where final paperwork is completed, and funds are disbursed. Our Clatskanie Branch will assist you throughout this process.

Applying for a home has

never been easier

Our quick and secure process takes less than 10 minutes to apply.

Learn more about

USDA RD loans

Yes, USDA Loans are designed to promote homeownership in rural and suburban areas, potentially making Quincy eligible.
USDA Loan amounts are subject to property value and income restrictions. The Clatskanie Branch can provide specific information based on your situation.
USDA Loans encompass refinancing opportunities, subject to specific eligibility criteria. Seek guidance from the Clatskanie Branch for personalized insights.
Absolutely, self-employed individuals can qualify for USDA Loans, provided they meet income and credit requirements.
The Clatskanie Branch maintains a flexible approach to credit requirements. While a higher credit score is advantageous, various factors are considered when evaluating your application.
Navigating the world of USDA Loans in Marshland, Woodson, Quincy, and beyond is made easier with the expert guidance of the Clatskanie Branch. Understanding the process, benefits, and limitations empowers you to make informed decisions on your journey to homeownership.

“Helped me out a getting USDA loan when another business told me I couldn't get one! Thanks for always keeping in touch with me during the whole process!”

Coby B.

Let's get you home.

100% financing with low closing costs for homes in eligible rural areas. Our local loan experts will help guide you.

If you have a loan officer you are working with, please select them from the list below.